Integrate XPaymt once and accept UPI, cards, net banking, wallets, and international payments — all from a single clean API built for Indian businesses.
{
"order_id": "ord_9xKmP2qR8nL",
"status": "created",
"amount": 24990,
"currency": "INR",
"payment_url": "pay.xpaymt.com/p/..."
}
100+ payment modes activated with a single integration. No extra setup per method.
Money hits your bank account within minutes of a transaction — not T+2. Available 24/7, including weekends and public holidays.
See pricing →Pre-filled checkout for returning customers across all XPaymt merchants. Reduce drop-off at payment by up to 40%.
Learn more →Failed transactions automatically retried with intelligent routing across payment providers — maximise success rate without any code changes.
Learn more →Track every payment, settlement, refund, and failure in real time. Export reports in CSV or integrate directly with your accounting tools.
Learn more →Build recurring billing with smart dunning logic, automatic retries on failed charges, and customer notification flows — all handled.
Learn more →Accept payments from 150+ countries in 100+ currencies. Automatic currency conversion, no separate international account needed.
Learn more →Whether you're a developer building custom flows or a non-technical founder using Shopify — there's an integration path built for you.
Start building free →Every transaction is protected by multiple layers of encryption and fraud detection — nothing you need to build yourself.
The highest level of payment security certification. Your customers' card data is never stored on your servers.
All data in transit is encrypted with TLS 1.3. The same standard used by major banks worldwide.
Mandatory second-factor authentication on all card transactions per RBI guidelines.
Machine learning models flag suspicious transactions in real time — before money moves.
Free to set up. No monthly fees. Start accepting payments today.